SBI Bank Manager (Credit Analyst) 2025 Recruitment : Notification Out – Apply Now

The State Bank of India (SBI) has finally released a major recruitment drive for the appointment of the Bank Manager (Credit Analyst). All those candidates who have completed their graduation are eligible to apply. This post will guide you through all the important details in a very simple and easy-to-understand way. The work of a credit analyst is a very responsible position in the bank. The credit analyst decides whether a person is eligible to get the loan or not. They look at all the possibilities of the client, that eherther or not the candidate can pay the loan vacill and do a thorough analysis of the financial status of the person. This job requires critical analysis of the situation and makes sure to take sound judgment in favour of the client and the bakbankhis blog post provides you with all the details that you need to know about the recruitment, including eligibility criteria, important dates, nd other important details.

What is the SBI Credit Analyst Job All About?

Before we talk about how to apply, let’s understand the job. As a Credit Analyst, your main work will be:

• Checking Loan Applications: You will carefully study loan applications from big companies and businesses.
• Financial Analysis: You will look at their financial statements, profit and loss accounts, and business plans.
• Risk Assessment: You will figure out the risk involved in giving them a loan. Is it safe for the bank?
• Making Reports: You will prepare detailed reports with your findings and recommendations.
• Important Decisions: Your analysis will help the senior managers make the final decision on approving or rejecting a loan.

Key Dates Of The Notification

Eligibility Criteria

1. Educational Qualification:

• The candidate must have completed graduation.
• Having a professional degree like MBA A (Finance), CA, CFA, or ICWA will be a big advantage. Many candidates with these degrees apply for this post.

2. Age Limit:

• Your minimum age should be 21 years.
• Your maximum age should be 30 years.
• But wait, the bank gives age relaxation to some categories as per government rules. For example, OBC candidates get 3 years of relaxation, and SC/ST candidates get 5 years of relaxation.

3. Experience:

• While fresh graduates can apply, having some work experience in a bank or a financial company will make your application stronger.

Step-by-step procedure of Application

• Step 1: It is advised that the candidate should visit the official website for the application process.
• Step 2: Look for “Recruitment of Management Executive (Credit Analyst) 2025” and click on it.
• Step 3: Now the candidate needs to click on the Apply Online option and register themselves using the basic details.
• Step 4: Now, to access the application form, use basic details.
• Step 5: Carefully fill in the application form.
• Step 6:  The candidate needs to fill in the application form using the basic details like name, parentage, and other essential details.
• Step 7: Now navigate to the payment option and make the payment online.
• Step 8: After the payment is done, submit the application form and take a printout of it for future reference.

Fee Details

• General / OBC / EWS candidates: Around ₹750/-
• SC / ST / PWD candidates: No fee (Nil)

Selection Process: How Will SBI Choose You?

1. Online Written Examination: The first stage is a computer-based test.
2. Interview: Candidates who score above the cut-off marks in the written exam will be called for a personal interview. Here, a panel of experts will talk to you to test your knowledge, personality, and communication skills.

Most Asked Questions

1. Can I apply for this SBI Credit Analyst post if I am in the final year of my graduation?

No, you cannot apply if you are still in your final year. The notification clearly says that you must have already passed your graduation degree examination and must have your final marksheet and certificate in hand at the time of applying.

2. Is there any specific number of attempts for this examination?

No, SBI has not set any fixed number of attempts for this particular recruitment. As long as you meet the age and educational criteria, you can apply for the exam.

3. What is the salary for an SBI Credit Analyst?

The salary is very attractive. The starting basic pay is around ₹63,840/- per month. Besides this, you will also get other allowances like Dearness Allowance, House Rent Allowance, and more. The total salary in hand will be approximately ₹45,000 to ₹50,000 per month in the beginning. You will also get the benefits of a government job, like a pension, medical insurance, and loans at low interest rates.